Ballpark Lab
California solar estimate

Solar Panel Cost in California (2026)

Installed solar in California runs about $2.90 per watt — roughly 12% above the national average of $2.58/W. With the federal residential tax credit (25D) gone as of 2026, payback here rests on a $0.31/kWh power price and 5.5 daily peak sun hours.

Worked example: a typical $150/month home in California

A $150/month electric bill in California works out to about 5,806 kWh a year. Sizing a cash-purchase system to cover 100% of that:

System size
4.0 kW
Panels
10
Annual offset
111%
Gross cost
$14,100
Federal credit (25D)
$0
Expired 12/31/2025 — $0
State incentive
$0
Net cost
$14,100
Payback
20.8 yr
25-year savings
$4,010

Last updated June 30, 2026

California solar numbers

Installed price
$2.90 / watt
Electricity price
$0.31 / kWh
Peak sun hours
5.5 hrs/day
State incentive
0%
Net-metering value
25% of retail

Local context: NEM 3.0 slashed export credits to roughly a quarter of retail, so batteries are now central to payback.

California credits exported power at about 25% of the retail rate (NEM 3.0-style), so a battery to store and self-use your generation usually improves the return here.

Estimate your own California system

Adjust the bill, ownership, and battery options below — it's pre-set to California's pricing and sun hours.

Tell us about your home

Average monthly electric bill$210
Estimated system cost
$15,295$19,865
5.2 kW13 panels
Low $15kMost likely ~$17,580High $20k
Federal tax credit
— expired Dec 2025, we won't pretend otherwise
$0
State & utility incentives
$0
Est. annual savings
$647
Payback period
~20.2 yr
Net cost
$15k–$20k
25-year net savings
+$5,963
iA ballpark estimate for planning — not a final quote.
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