Solar Panel Cost in New York (2026)
Installed solar in New York runs about $3.10 per watt — roughly 20% above the national average of $2.58/W. With the federal residential tax credit (25D) gone as of 2026, payback here rests on a $0.23/kWh power price and 4.0 daily peak sun hours.
Worked example: a typical $150/month home in New York
A $150/month electric bill in New York works out to about 7,826 kWh a year. Sizing a cash-purchase system to cover 100% of that:
System size
6.8 kW
Panels
17
Annual offset
101%
Gross cost
$23,580
Federal credit (25D)
$0
Expired 12/31/2025 — $0
State incentive
$2,358
Net cost
$21,222
Payback
10.1 yr
25-year savings
$45,227
Last updated June 30, 2026
New York solar numbers
- Installed price
- $3.10 / watt
- Electricity price
- $0.23 / kWh
- Peak sun hours
- 4.0 hrs/day
- State incentive
- 10%
- Net-metering value
- 100% of retail
Local context: New York's 25% state tax credit (up to $5k) plus NY-Sun incentives offset its modest sun.
Estimate your own New York system
Adjust the bill, ownership, and battery options below — it's pre-set to New York's pricing and sun hours.
Estimated system cost
$28,066–$36,454
9.6 kW24 panels
Low $28kMost likely ~$32,260High $36k
Federal tax credit
— expired Dec 2025, we won't pretend otherwise
$0
State & utility incentives
–$3,226
Est. annual savings
$2,579
Payback period
~9.8 yr
Net cost
$25k–$33k
25-year net savings
+$64,777
iA ballpark estimate for planning — not a final quote.
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